The news around property investing right now is not rosy. Doom and gloom abound from almost every media outlet: ‘bloodbath in the property market’, ‘yields at all-time lows’, ‘the boom is over’.

And yet there is a breed of savvy investors that are still spending up big...

Few topics are as inclined to lead to arguments as housing. It seems that not a week goes by without yet another report predicting the next housing-related disaster. One week we’re reading reports on a housing affordability crisis; the next we’re seeing commentary on a...

1. Parent-to-child loan

A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the start of the loan period, both parties agree to terms including repayment amounts,...

"With plenty of competition in the home loan sector, refinancing can be a good move. "

There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with a lower rate of interest; you can release...

Its One of the less glamorous features, but the redraw facility deserves a second look. Here's why:

The redraw facility explained

A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more...

"Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing…..if you’re new to Australia, the language of home buying can seem mystifying. Here are some of the things you need to know to get yourself on the road to the great Austral...

Are you also prepared for how a new baby might affect your chances of buying a home? Here are some things to consider.

When a lender assesses your home loan application, they look at your income, assets, debts and expenses before deciding whether they think you can make...

Whatever your business may be, a healthy cash flow is critical so you can meet the ongoing financial commitments required to keep the business operational.

What is cash flow?

Cash flows are a result of how much cash revenue you earn through sales minus how much cash you...

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.

Interest-only, fixed, variable, offset –...

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice when purchasing a property.

Sale contract and deposit

There’s no cooling-off period when y...