September 23, 2015

Recently, most lenders have increased interest rates (for investment lending) as a way of recouping lost profits for having to retain more capital against their loan book.  This was an order by the regulator APRA.

If you want to borrow money for investment purposes, you’re paying a price for it.  At the present time it’s costi...

September 2, 2015

We are currently seeing an increased activity in refinance queries which is understandable given the amount of current special offers by home loan lenders, particularly for owner-occupier purposes.

If you’ve only taken out a home loan in the past couple of years, refinancing is probably far from your mind right now.  Most people have a set-and-forget attit...

August 24, 2015

A recent review by ASIC found that lenders providing interest-only (IO) mortgages need to lift their standards to meet important consumer protection laws.  ASIC found that demand for IO loans had grown by 80% since 2012.  Click here to read the full report and findings by ASIC.

The purpose of my blog today is to set the record straight in la...

August 5, 2015

When it comes to property investing, a sound investment strategy is to buy a property that has lost its mojo!  A property may have lost its spark because its dated, however with a quality renovation the property could turn into an overnight success for you.  I’m sure you’ve heard the saying before, buy the worse property in the best street!...

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